How to use online banking more safely

Nowadays, more and more people use online banking, and the security of online banking has always been a concern of everyone. How to protect your online banking account, here are some tips for you.

The first trick: to have a certificate and sit back and relax. Personal online banking customer certificates, such as ICBC's U-Shield, are "smart guards" specifically designed to protect the safety of online banking customers. If you have already applied for a certificate, as long as you keep the certificate and password in your hands, you can use online banking with ease and security.

The second measure: reserved information verification. "Reserved information verification" is a service provided to prevent criminals from using fake websites to conduct online fraud. When a customer logs into online banking, pays online at a shopping website, or signs an entrusted withholding agreement online, the reservation information is automatically displayed on the webpage to verify whether it is a real bank website.

The third measure: enter the correct URL to log in. Try to manually enter the correct URL to log in to the bank's website, and add it to the browser's "favorites" for easy use next time. Don't visit bank websites through hyperlinks.

The fourth measure: improve the software. It is recommended that customers install firewall programs for personal computers and upgrade them frequently to prevent personal account information from being stolen by hackers. In addition, in order to prevent others from using software vulnerabilities to enter the computer to steal data, it is recommended that customers should also update and download patches for the Windows operating system in a timely manner.

Fifth measure: increase vigilance. The bank's website is managed by a professional department and operates steadily. Under normal circumstances, there will be no "system maintenance" prompt. If the system has to suspend the service, the customer will be announced in advance, but the customer will never be asked to change the password to the designated webpage by email, SMS, or telephone.